ABOUT
After being on the receiving end of several mortgages (for both rental portfolios as well as 'personal' mortgages), I'm no stranger to understanding the process from a clients perspective! When purchasing a home or revenue property, I understand that it's an important decision, and can be stressful for many! Working with an experienced advisor that puts his clients first, I believe you'll feel confident in knowing the process will be made easier and more comfortable. My goal is to provide valuable insight throughout the entire mortgage process, and will allow you to get back to what you do best while we do what we do best; finding you the right mortgage solution that best suits your situation!

I believe that my passion for life, happiness and success has led to hopefully what every client wants in a Mortgage Advisor. My focus as a Mortgage Advisor is to offer the most personalized service for you. I'm a family man and know how important it is for a family to find the right home at the right price. Myself, as well as the rest of our team is focused on helping clients access the best mortgage product tailored to suit all client needs. For all of us at Mortgage Tree, every client is like family. My desire is to help find the perfect home, happiness and financial peace of mind.

I have an understanding for both first time home buyers, as well as the requirements for mortgage products investing in real estate rental properties. Whether you are looking for your forever home, or a mortgage solution to work with your rental investment, my background in these areas will serve you well!

‚ÄčAs part of the Mortgage Tree team, my commitment is to uphold the following values in all of my work: Family, Trust, Integrity and Honesty. If it is a new mortgage, refinance, transfer of an existing mortgage, or access to equity, I promise to work hard and match your needs to the right product.
WHY DAVE'S SERVICES?

I'll work hard to negotiate on your behalf!

For some, it may feel daunting or uncomfortable to negotiate with a lender. Whether it's a mortgage renewal with your current institution, or you're looking for a new mortgage - I'll be there to do everything I can to ensure you're getting the best mortgage with the best options you deserve! At Mortgage Tree, the whole team has worked hard to build relationships with over 30 different lenders and we can then leverage this relationship to negotiate your mortgage and secure you a competitive rate and terms that benefit you. 

Best Rates & Terms

Not all mortgages are the same! There's a large variance between many different lenders. Having an experienced mortgage advisor in your corner means that I can look for the best rates and terms available! Even if you have a pre-approval with your bank or another financial institution, this doesn't mean you're locked in; and doesn't mean you have to stop looking out for your best interest. Give me a call - and let me see what I can do for you!

Options ... Options... Options

Whether it's your first home, perhaps your last home, or somewhere inbetween - you've got a wide variety of options to help you achieve your financial goal. Do you want to pay your mortgage off early? Do you want do a home improvement and need some cash? Maybe you're looking at porting your mortgage and blending your rate to minimize the impact of purchasing a new home in a different rate environment. No matter what you're goals are - I'm here to help achieve and make the process as seamless as possible!
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